A person who doesn’t live in California may be surprised when hearing some facts about the state. For example, it’s home to the country’s highest and lowest points, as well as its largest county. It’s full of surprises, and that applies to the state’s motorcycle insurance laws as well. Below, riders will find out several facts about Motorcycle Insurancein in Rancho Cucamonga CA.
Retaining Proof of Insurance is Mandatory
In California, riders must keep proof of coverage when they’re on the state’s roadways. They can carry a wallet with an insurance card or keep the information in a storage compartment. If a rider gets pulled over and doesn’t have proof of insurance, they may receive a citation from the police.
Insurance Doesn’t Cover Customizations
If a bike is outfitted with special parts and customized equipment, a regular motorcycle insurance policy won’t cover it. This might apply to aftermarket parts as well. However, it’s possible to get a policy for a customized motorcycle; it works much like classic car insurance. Check with an insurance agent for additional information on this special type of motorcycle coverage.
Dirt Bike Insurance Isn’t Required
According to California law, off-road vehicles like dirt bikes don’t have to be insured. Of course, that means riders can’t operate them on the state’s roads, either. Although it’s not legally required, a rider should consider protecting themselves and their bike with Motorcycle Insurancein in Rancho Cucamonga CA.
Choosing a Higher Deductible May Bring Savings
As with auto insurance, the state has minimum insurance coverage requirements for motorcycles. Riders are required to have at least a $15,000/$30,000/$5000 policy, but there’s no maximum or minimum deductible requirement. Those looking to lower their coverage costs can choose a higher deductible and pay a lower premium each month.
Call Today for More Information on Motorcycle Insurance in California
Motorcycle insurance is a necessity for riders in the state of California, but just because it’s required, doesn’t mean one has to pay more than they have to. Call Barranca Insurance Services Inc. today to find a motorcycle insurance policy that meets the rider’s needs and suits their budget. You can also connect them on Facebook.
