Every driver in Puyallup wants lower car insurance rates, but many are missing out on valuable discounts and savings. In the competitive world of automobile insurance, companies are offering more ways to save than ever before, but these discounts aren’t always readily advertised. If you’re looking for more ways to save money on your Car Insurance Puyallup, keep reading to learn some discounts you may have failed to take advantage of.
Safe Driver Discounts
Many insurance companies offer significant savings to drivers who stay ticket and accident-free. Usually, the longer you keep a clean driving record while insured with a company, the lower your rates will drop–usually between 5 and 10% each year. In Puyallup, Sav-On Insurance Agency is one such company that offers hefty rate discounts to safe drivers.
Anti-Theft Discounts
If you don’t have an anti-theft system in your vehicle, you could be missing out on significant insurance discounts. To insurance companies, cars outfitted with alarm or tracking systems are considered low-risk, meaning insurance quotes will be much more affordable. How low? Depending on current car-theft rates in your area, you could save up to 25% on your insurance.
Defensive Driving Discounts
Completing a defensive driving course could get you a discount on your Car Insurance Puyallup of about 10%. These courses are typically inexpensive and take place over the course of a weekend. To find the defensive driving course that’s closest to you, contact your local chapter of the Department of Motor Vehicles.
Low Mileage Discounts
If you don’t put a lot of miles on your car, you should ask about any discounts your insurer offers for low mileage. Who usually qualifies? While it varies depending on the agency, drivers who put less than 10,000 miles on their car annually may be eligible for discounted rates. This can be an easy cost-saving strategy for stay-at-home parents, retirees and those with a quick work commute.
Age-Related Discounts
Discounts of up to 10% are offered through many insurance agencies if you’re a student or senior citizen–but there may be stipulations. For example, students usually must maintain a certain grade-point average, and seniors may have to complete a driving course or maintain a clean driving record.
When you’re aware of all the discounts that are out there, you can save dramatically on your car insurance. The next time you talk to an agent, don’t forget to ask what discounts you’re eligible for.
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