Are you in danger of losing your home for reasons that are unfair, or reasons that are simply beyond your control? In many cases, people all over the United States have lost their homes to foreclosure but it could have been prevented if they had taken the right actions to defend themselves. While we might want to assume that the big lenders and the major banks that are providing home loans today are on the up and up, this just is not always the case.
In recent years, some of the biggest banks in the United States have had to pay penalties for their wrongful handling of foreclosure cases. Just because a foreclosure is happening on your home does not mean that it is fair, nor does it mean that it is legally right. The terms of your purchase agreement for the home you are now in might specifically state that your lender cannot foreclose in the circumstances they are trying to foreclose in. Your Foreclosure Defense Attorney in Suffolk County NY can take a close look at your original contract and see if this is a possibility.
In other cases, you will find that your lender has not followed the law because they did not give you sufficient opportunity to repay the past due money on your home. Your Foreclosure Defense Attorney in Suffolk County NY is well acquainted with not only the laws in New York but also with the federal laws regarding foreclosure of homes and can help you fight to stay in the home that you love.
If you feel that you are in a hopeless situation, take heart: Many people who have received foreclosure notices end up being able to stay in their home with the help of a skilled lawyer who has a lot of experience in defending against unfair foreclosures. Whether you have the money to pay the past due amount on your mortgage right now or not, you may still be able to stay in your home. To learn more about how you can defend yourself against foreclosure, you can Visit Jeff H. Morgenstern PLLC for a consultation about your case.