While no one wants to be involved in an auto accident, having complete auto insurance is essential. If you are involved in an automobile accident, you’ll be thankful that you have the following types of insurance:
Accidental Death Coverage
If you or anyone else covered on your policy for Auto Insurance Boston is killed in a car accident, an accidental death policy will be a great relief to you in a difficult time. This type of policy pays a specific amount if a car accident results in death, allowing loved ones left behind to have enough cash to pay for funeral expenses, medical bills, and more.
Uninsured Motorist Coverage
Occasionally in an automobile accident, only one party is insured. If this is you, it can mean that you are hit for the lion’s share of the bills from the accident, especially if the second party is unable to pay cash to cover any damage or medical expenses that you incur. Opting to carry an uninsured motorist policy can protect you in this type of situation, ensuring that your medical bills are paid for and that your car is repaired — even if the other party pays nothing and has no insurance.
Underinsured Motorist Coverage
It’s also possible that the second party in an accident may be underinsured — for example, if an accident is major, the second party may not have enough insurance to pay for the damage or for the medical bills that result. A policy for Auto Insurance Boston that takes care of this type of situation will help protect you. Underinsured motorist coverage exists to help cover car repairs, medical bills, and more if the second party in an accident simply doesn’t carry enough coverage.
Medical Coverage
If you don’t carry medical insurance, or if you only have minimal medical insurance, you may want to carry additional insurance on your automobile policy. Medical coverage can help ensure that you are able to pay any medical bills that arise from an automobile accident, making sure that you can pay them and get the medical insurance that you deserve. Browse website for more details.
