Insurance companies have not become as profitable as they are by paying out claims, any insurance company is always looking for ways in which it can deny a claim altogether or at least keep the payout to a minimum. If you are injured or ill in the workplace you are entitled to workers compensation benefits paid for by the employer’s insurance company, the benefits will continue until you are ready to return to work. To make sure that your claim is honored and your rightful benefits are not terminated prematurely and without cause there are a few rules that you must pay particular attention to; should you fail you will probably have to hire a El Monte workers compensation lawyer to fight for you.
Reporting: Regardless of the severity of the injury you must report it and you have a very small window in which to do it. Missing the deadline set by the insurer may not bar you from processing a claim but to be on the safe side it is best not to risk missing the date. If you were injured on the job report it to your immediate supervisor as quickly as possible.
Witnesses: It can prove pivotal to your case if for any reason there is a dispute so if anyone was witness to the accident make sure you get their details so they can attest to the fact that the injury was work related.
Medical care: If the injury is such that you feel you need medical care then get it. If the injury was serious and needs immediate attention insist that you are taken to an emergency care facility. Insurance companies will try to contend that if you didn’t need to see a doctor or go to the hospital then you were not really injured.
Accident reports: As Part of the employer’s responsibility they will insist that you complete an accident report. This is the time when you can explain in detail how you were hurt. If your job entails a great deal of repetitive movement you may have a stress related injury, report this. If you are unwell and you cannot complete the report when requested to do so by your employer then don’t; don’t do anything of importance while under duress, fill it out later when you can focus on the event leading to the injury.
If you are injured at work and you have trouble getting your rightful compensation and benefits do not hesitate to hire an El Monte workers compensation lawyer. Your lawyer can either clear things up for you or take the case further if necessary.
If you are in a situation where you feel you are being unfairly treated after being injured at work you may wish to consider hiring an El Monte workers compensation lawyer. You are welcome to contact the Law offices of Norman J. Homen.
