Are you tired of paying huge sums for auto insurance? Here are just a few tips for lowering your monthly premiums while still remaining protected on the road.
Increase Your Deductible
One of the easiest ways to lower your monthly premiums is to increase your annual deductible. You’ll have to pay more out of pocket in the event of an accident, but if you have a clean driving record, it’s a risk that you might consider worth taking. You can always re-negotiate these terms later.
Take Driver’s Education Courses
Some insurance companies will provide a discount on your coverage if you complete a driver’s education course. This is because a safer, more knowledgeable driver is less likely to have accidents on the road. You can find 5-hour driving classes in NY that can be completed in a single afternoon, so it’s an easy way to save a little money on auto insurance.
Change Your Coverage Type
Last but not least, consider changing the scope or scale of your car insurance. New York doesn’t require “comprehensive coverage” for drivers; in many cases, you’ll only need “collision coverage” as a basic layer of protection. Other things like “uninsured or under-insured motorist coverage” are just add-ons that you get for peace of mind, but they can be cut in times of financial hardship.
These are just a few ways to lower your car insurance premiums. To get started with something like 5-hour driving classes in NY, reach out to Grand Prix Driving School at grandprixdrivingschool.com.
