There are many occasions where a person might need emergency cash. However, not everyone in need of this cash can simply go to the nearest ATM and withdraw the money they need from their bank account. Fortunately, if you call the San Antonio area home and you’re looking for emergency cash, you’ll have many different options for Lending in San Antonio, most notably Xpress Title Loans in which to get the cash you need without having to borrow from friends or family or without getting a bad deal on a short-term loan.
There are many benefits to going with a company like Xpress. On the surface, many people consider these companies to be predatory lenders, charging 300% to 400% interest on short-term loans. While that may be true of some less reputable lenders, Xpress offers lending at affordable rates. While rates for lower amounts of money such as $500 could range between 10% and 15%, a higher amount of money loaned, the lower your interest rate is going to be. In some cases, your interest rate can be as low as 8.5%. This is a far cry better than the 300% to 400% interest rates that some payday lenders offer their customers.
You can borrow anywhere from $500-$25,000, depending on the value of your vehicle. You won’t have to worry about a poor credit score because that is not the basis for Xpress making the loan, it’s the value of your vehicle. In fact, you won’t even have to have a steady job. As long as you have a steady form of income, whether that income is disability payments, retirement pension payments or unemployment insurance, proof of steady income and a vehicle title is all you’re going to need to secure a loan through Xpress.
While these loans are short-term, they aren’t as short-term as payday loans. For example, if you have a 30 day loan that you can’t afford to pay, you can go to Xpress and discuss the possibility of refinancing your loan to a lower payment to help you avoid some of the unpleasantness of not being able to pay off short-term loans.
If you’re looking for quality Lending in San Antonio, Xpress is the place to go. For affordable title loans as well as refinancing of other short-term loans, there are few places that can offer you the type of flexibility and affordability that Xpress does.
